Swahome Capital Services Pvt Ltd founded in 2007. Post inception, we have helped numerous loan seekers, whether they were seeking financial help to build their home, or buy machinery, start a new project, or want to take admission in some institute. The Mumbai, Maharashtra (India) based Service Provider, provides Home Loan, Business Loan, Machinery Loan, Personal Loan, Medical Loan, Education Loan, Loan Against Property, Project Loan, SME Loan and OD/CC. With nearly 16 employees, we provide consultation and financial solutions to many clients, with our aspiration to become their foremost choice.
We Are Mainly Dealing In:
- Navi Mumbai
Type of Loans We Provide
Home loan is basically a secured loan, which can be taken from the lender after mortgaging the property. Once, the borrower repays the loan with the interest, the lender, which can be a bank or financial institution gives back the title or deed of the property. The maximum amount which a borrower can borrow depends upon his/her status, the type of home loan and financial institution. Maximum 80% to 100% of the property value is financed as per bank/NBFC Term and Conditions. The re-payment duration can be anywhere between 5-30 years. There are two type of interest rates- Floating Rate @ 9.50% To 9.65% and Fixed Rate @ 9.65% To 10.00% . Major financial institutions which provide home loans, include the following:
- State Bank of India
- Bank of India
- PNB HFL
- Bank of Maharashtra
- Union Bank of India
- LIC HFL
- IDBI Bank
- Kotak Mahindra Bank
- Centbank HFL
- ICICI Bank, and more bank and NBFC.
As the name implies, the borrower can get the loan against his/her property, be it commercial or residential at attractive interest rates- Floating Rate @ 10.60% To 11.25% and Fixed Rate @ 11 To 13%. As compared to personal loan, this loan is cheaper.
Types of Working Capital Finance
- Cash Credit
- Overdraft Facility
- Short term corporate loans
- Long Term corporate loans
- Pre-Shipment Finance/Packing Credit
- Post-Shipment Finance
- Buyers Credit
- Bank Guarantee
- Letters of credit (L/C)
- Bill of Discounting
Business engaged in Mining, Construction, and Material Handling can get loan of up to INR 25 crores for a max period of 4 years for both new and used equipments. We offer following products:
- New Equipment Loan
- Used Construction Equipment loan
- Balance Transfer
- Loan against Property for working capital requirements
- Refinance against Construction Equipment
- Finance for RTO, Insurance and AMC for the asset financed on select models
- Healthcare finance to Hospitals, Nursing home, Doctor, Diagnostics Centre, etc., for their funding needs.
If you have some individual and personal needs, then get a personal loan- unsecured loan from us. Interest Rates: 12.99% to 20% | Loan disbursement time: 1-7 days. We also provide Gold loan upto 80% of Gold Value.
Get financial help for your new projects or expansion or re-construction of existing project in infrastructure and non -infrastructure sectors, like road & urban infrastructure, power, oil & gas, ports and airports, telecommunications, manufacturing, engineering and services.
If you need funds for tour business, contact us for timely service. We provide:
- Working Capital Demand Loan
- Term Loan
- Transaction Banking Facilities with our Bankers
- Line of Credit
- Business Loan